Do my insurance rates go up if someone hits my car?

+1 vote
asked Jun 10, 2018 in Insurance/Registration by Spence (390 points)
Do my insurance rates go up if someone hits my car?

1 Answer

0 votes
answered Jun 11, 2018 by Gracy (132,100 points)
If someone hits your car and they're at fault for the car accident then your insurance rates should not go up.

If the person who hits you is insured then that persons auto insurance company should cover any damages done to your car and injuries that you may have sustained from the auto accident.

Usually the only persons car insurances rates that should go up is the person who hit your vehicle.

Your auto insurance company shouldn't penalize you for an auto accident that isn't your fault.

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