Auto Insurance does cover sideswipe accidents.
Car insurance does cover a sideswipe car accident if you know who sideswiped you or you can prove who sideswiped you and caused the damage.
If you don't know who sideswiped you and can't prove who sideswiped your car and you have collision or UMPD insurance coverage then the car insurance should cover the damages caused by the sideswipe.
In most cases, the driver who drifts out of their lane will typically be assigned the blame and be at fault for the sideswipe.
Drivers must stay in their own lane, and only move into another one when they know it's safe to do so.
People involved in a sideswipe accident can suffer serious internal injuries; broken arms, knees, or legs; or injuries to the back, neck, or head.
These types of injuries are not always readily apparent, so it's crucial that victims get checked out by a medical professional as soon as possible.
According to data from the Insurance Institute of Highway Safety (IIHS), there are 242,000 sideswipe crashes each year.
More than 2,500 fatalities each year and about 27,000 injuries result from sideswipe accidents.
Sideswipe collisions account for 2.7 percent of fatal crashes of all types.
Many sideswipe accidents occur as a result of a driver in another lane losing control of their vehicle, causing them to sideswipe others on the road.
For example, if a driver is driving too fast through the inside of a curve, they may drift into the outside lane and collide with another vehicle.
If a driver crosses a lane division line or the center line and sideswipes you while you are traveling legally in your lane, they are at fault for the crash.
If both vehicles have crossed a painted line, then the two cars are equally to blame for the crash.
If someone sideswipes you and your car is able to be driven, move it off the road to a safe place and put on your hazard lights.
Call the police and file a report.
Exchange information with the other driver including name, address, vehicle information, license plate numbers, driver's license numbers and insurance carrier information.
Most sideswipe collisions occur due to unsafe lane changes caused by a driver failing to signal or check their mirrors and then attempting to move into a lane already occupied by another vehicle.
However, numerous other factors can cause or contribute to sideswipe collisions, including: Speeding.