Credit card debt can not be forgiven. Even student loans aren't really forgiven either.
The only way to get out of paying credit card debt is to let it go to collection agencies and then let the debt collector try and collect it for 7 years.
If you're unable to pay the debt collector any money then don't respond to the debt collector and let them continue to try and collect.
A debt should be wiped off your credit report within 7 years if you do not contact the debt collector.
Once you speak to the debt collector then you're admitting guilt of the debt owed and it will take longer for the debt to be wiped off your credit report.