Can you have 2 Lending Club loans?

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asked Oct 18, 2019 in Other-Finance by stromdell (620 points)
Can you have 2 Lending Club loans?

4 Answers

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answered Oct 18, 2019 by FM20056 (490 points)
Yes you can have 2 lending club loans at the same time in your name.

But you must have your first lending club loan with lending club for 3 to 12 months and have made on time payments on that first loan in those months.

Then you can apply for another lending club loan and have 2 loans for different things at one time.

Or you can get another loan through lending club and should be able to have the loan added to your current loan and just make one higher monthly payment on the loan.

I've got 2 lending club loans now myself and have them as 2 separate payments because they are for two different things.

Having the payments separate makes it easier for me to manage my finances on the payments for the loans.
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