How long does it take to get a higher credit limit?

+1 vote
asked Dec 1, 2017 in Credit by gildfire (220 points)
How long does it take to get a higher credit limit?

How long does it take for a credit card company to increase your credit limit on the credit card?

1 Answer

0 votes
answered Dec 1, 2017 by Shelde (49,390 points)
After 6 months to a year you should get a credit limit increase as long as your credit card account is in good standing and you've never missed payments.

Sometimes you have to ask for a credit limit increase but some will automatically increase your credit limit on their own.

It's best to let the credit card company increase your credit limit without you asking. But it is okay to ask the credit card company for a credit line increase if you need or want the increase and are sure you can pay back the amount owed.

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